The long-awaited August holiday is here. While it’s tempting to binge-watch Friends for the 100th time or spend endless hours gaming, why not use this time to earn some extra cash? Whether you need money for that new phone, or a new bike or just want some money in your pocket, there are plenty of creative opportunities to explore. Here are some exciting and practical ideas to help you make the most of your holiday break.

Selling Handmade Crafts
If you’re crafty and creative, selling handmade items can be a lucrative venture. Consider creating and selling jewelry, the kenyan bracelet or artwork like your drawing of famous people. Platforms like Facebook Marketplace, Instagram or local craft fairs can help you reach potential buyers. Your unique creations might just become the next big trend.

Academic Assistance
The joker played by Heath Ledger coined one of the greatest quotes – If you’re good at something, never do it for free. If you excel in a particular subject or have a strong grasp of certain topics, offer tutoring services to fellow students. With many students looking for extra help to prepare for the upcoming term, your expertise could be valuable. With online platforms, you can reach students beyond your neighborhood.

Marketing
Affiliate marketing is a lucrative side hustle that’s perfect for students looking to monetize their online presence. It requires minimal startup costs and offers the flexibility to work from anywhere. Use online platforms like Instagram, TikTok and YouTube to showcase products and persuade your followers to make purchases. Building trust with their audience is key, as followers are more likely to buy products recommended by someone they admire or relate to.

Data entry
If you have good computer skills, consider offering assistance to your friends with tasks like applying for HELB or filing nil returns on KRA and charge a fee for your help. You can also offer data entry services for businesses or individuals who need information transferred into digital format.

Personalize phone stickers
Using phone stickers is a popular trend among students. You can create sticker sets featuring themes like movies and cartoons, inspirational quotes or aesthetic artwork. To maximize profit and attract more customers, keep production costs low through affordable printing

Freelance
Freelancing offers a flexible way to earn money while managing your own schedule. Consider exploring opportunities in writing, graphic design, social media management, or video editing. There are various websites online that can connect you with clients looking for your skills. It is a great way to gain experience and build a portfolio while making money.

By exploring a variety of avenues you can gain valuable experience and develop entrepreneurial mindsets. Figure out what sticks by trying what you can. Dare to dream, work diligently and watch your ideas blossom into fruitful endeavours.

The early twenties are filled with uncertainty and anxiety (or maybe it’s just me?). You’ve graduated from high school, and are most likely living alone, away from your parents’ constant supervision, for the first time in your life. There are various hurdles at this point in your life because you are just getting started. Comrade life is about to come at you fast. But worry not, VibeYetu is here with some personal insights on managing finances in your 20s.

Budgeting.
Aligning your spending with what you value most is the greatest approach to making sure you’re getting the most out of the money you have. To find out where your money is going, you might start by just keeping track of your expenditures. After that, you can create a budget by deciding how you want to allocate your money going forward.
A budget helps you know where your money is going and how you’re using it. You can start with the 50/30/20 rule: Allocate 50% of your allowance to needs (like rent and groceries), 30% to wants (concerts, shoes, eating out), and 20% to savings.

Savings.
Ever heard the saying, “A journey of a thousand miles begins with a single step”? The same goes for saving money. You don’t need to stash away half your money right off the bat. You can start by stashing away as little as 50 Kenyan shillings in your account. There are saving apps like Chumz that are available and easy to use.

Mindful Spending.
This means getting the most value for your money.
You become a savvy spender by:
Prioritizing needs above wants. Do you really need that additional pair of sneakers?
Look for deals. Shop during sales, use coupons and check prices online.
Avoid impulsive buying: If you see anything you like, wait at least 24 hours before purchasing. Chances are that the impulse will go.

Side hustles: Your twenties are ideal for looking for side hustles that might provide extra income and possibly ignite a new passion. These may include ;
Freelance jobs: Writers, graphic designers, and social media managers can use their abilities to supplement their income.
Selling online: De-clutter your house and sell goods you no longer require online.
Use your side hustle to boost your savings.
Invest in yourself not only your money: You are your most valuable asset. To set yourself up for long-term success, invest in networking, information, education, and skills while you are in your twenties.

Part of your task now as a person in your early 20s is to study as much as you can and put it all to use. This increases your self-efficacy, or confidence in how capable you are to meet future obstacles. And the more obstacles you face now, whether financial or otherwise, the better prepared you will be to face them in the future.

As a country, Kenyans have suffered so much already. The list, here, is endless because wherever you look, a complaint, a violation, or abuse exists. This country is a hotbed for all things infractions. But this is a story for another time. Today’s focus is that Kenyans are suffering from a severe illness that causes loss of memories and an inability to collect and process new ones. This disease is called selective amnesia.

However, I said ‘selective’ because there is a catch. We remember what we want and forget everything else. We have decided to bury even the most painful of memories in pursuit of material gain. We read set books of officials who misappropriated government funds and the people chose to forgive and forget., ‘kuzika kwa kaburi la sahau’, they called it. But, let’s be honest, are we really gaining in material? Allow me to elaborate.

If you have been in this country long enough, you have heard of a scandal. Not one where there is suspicion of infidelity, but one where billions of shillings have gone ‘missing’. I’ve used quotation marks because if you really think that these funds really are missing, wewe ni mgeni Kenya. Worry not, because, whether it’s naivety or arrogance, I will have fixed it by the end of this piece. So, where were we?

The first scandal that I remember is that of the Artur brothers. They arrived in the country in December of 2005, and within no time, had become a superpower. They had connections in State House, which they used to register shell companies, but my favorite part, wait for it…is where they were made deputy police commissioners. Find out who the police boss was then and you already know that we may never get the full picture of this scandal. The Armenian duo was afforded certain rights such as control over JKIA which allowed drug trafficking and no one batted an eye. Yes, you read that right! Foreigners were controlling our country in a way, no one has dared to do before. It makes you wonder what the fuss is about the lawyer who is not really one, the EACC officials who don’t work for EACC and the police officers who are not really officers. But I’m getting off-topic. Many high-ranking officials were implicated in this scandal and if you know Kenya, where a scandal has happened, a cover-up is afoot.

Even though we are sick, cough cough, there’s one thing we do exceedingly well. We learn from others mistakes. People who were practically nobodies in 2005, have embodied the Artur model and techniques and become the new drug lords. You know them, don’t you?
Subsequent to this, many scandals have followed because the one thing we love more than politics is money. There’s the Anglo-leasing scandal where government officials colluded to steal about Kshs. 55 billion, the Chicken Gate scandal where election material was procured with Kshs. 50 million, the NYS Scandals, where approx. Kshs. 791 million was stolen or the NCPB Scandal where money meant for farmers was also stolen. The list is endless.
I want to draw your attention to a pattern. One where government officials have been implicated in these scandals. What baffles me is how quickly they betray their sworn obligations for money.

Before you point a finger, let me re-strategize. Corruption is subjective. To us, those individuals who stole all that money are shameless thieves. But to their kin, they are victims of a system that is out to get them. I’m sure you would feel the same, were the roles reversed. This is why the people of Kirinyaga elected Anne Waiguru as Governor after her role in the NYS Scandal, and former Gichugu MP, Martha Karua, as Raila’s running mate after she did little for them and our fifth president even with a pending ICC case against him. Because we remember what we want.

If you got into a government position, would you amass enough money to last all your generations or would you remain faithful to the citizenry of Kenya? Usinidanganye. I know the answer and so do you. It is corruption if it doesn’t involve you and ‘favor ya God’ when it does.

For most people with selective amnesia, memory eventually returns albeit gradually. I don’t know about Kenyans though. We have been brainwashed to see what they want us to and to remember only what is relevant. No other diagnosis can explain our behavior as Kenyans. We are terminally ill and our end is nigh. How long will we remember what we want to?