Connect with us

Adulting101

How to protect yourself against identity theft

Identity theft, it is more common than you realize. If you are using a smart gadget that requires the use of identity cards, you may want to be more careful of scammers.

Published

on

Freeze your credit

It’s free to freeze your credit and unfreeze when you want to open an account, and it provides the best protection against an identity thief using your data to open a new account.

Safeguard your Social Security number

Your Social Security number is the master key to your personal data. Guard it as best as you can. When you are asked for your number, ask why it is needed and how it will be protected. Don’t carry your card with you.

Use strong passwords and add an authentication step

Use a password manager to create and store complex, unique passwords for your accounts. Don’t reuse passwords. Adding an authentication app can reduce your risk. Think carefully about what you post on social media so you don’t give away key data or clues about how you answer security questions.

23,690 Identity Theft Stock Photos, Pictures & Royalty-Free Images - iStock
Photo Courtesy

Use alerts

Many financial institutions will text or email when transactions are made on your accounts. Sign up so that you know when and where your credit cards are used when there are withdrawals or deposits to your financial accounts and more.

Watch your mailbox

Stolen mail is one of the easiest paths to a stolen identity. Have your mail held if you’re out of town. Consider a U.S. Postal Service-approved lockable mailbox. You can also sign up for Informed Delivery through the USPS, which gives you a preview of your mail so you can tell if anything is missing.

 Shred, shred, shred

Any credit card, bank or investment statements that someone could fish out of your garbage shouldn’t be there in the first place. Shred junk mail too, especially approved offers of credit.

What is Identity Theft? | Identity Theft Definition | Avast
Photo Courtesy

Use a digital wallet

If you’re paying online or in a store, use a digital wallet, an app containing secure, digital versions of credit and debit cards. You can use it to shop online or at a compatible checkout terminal. Transactions are tokenized and encrypted, which makes them safer. In addition, contact-less transactions have fewer health risks.

 Protect your mobile devices

Mobile devices can be a real risk. Use passwords on your electronic devices. Use a banking app rather than a mobile browser for banking.

Check your credit reports regularly

Check to be sure that any accounts in forbearance or deferment are being reported properly, and watch for signs of fraud.

Monitor financial and medical statements

Read financial statements. Make sure you recognize every transaction. Know due dates and call to investigate if you do not receive an expected bill.

Continue Reading
Click to comment

Leave a Reply

Your email address will not be published. Required fields are marked *

Adulting101

Sleepover activities for your girl squad

Though its very rare to ran out of things to do during these nights, somedays you just want to plan beforehand to make sure everything flows.

Published

on

Sleepovers have to be one of the best ways to catch up with your girls. You get to spend a whole night with your favorite people, and do whatever you want. Though its very rare to run out of activities to do during these nights, some days you just want to plan beforehand to make sure everything flows. Here are some sleepover activities to keep you and your girls psyched throughout the night:

Prank calls

I got to do this with my roommates once and though almost everyone I called recognized my voice, it was such an amazing time. The joy of telling someone, “its a prank!” and the ripples of laughter that follow is a feeling you want to experience at your sleepover. Come up with ideas for a prank call and find people to try them out on. You can even prank your parents!

Dye each other’s hair

It is not the first time someone has woken up at a sleepover with dyed hair or shaved eyebrows. There’s something about the night that makes bad decisions seem so good. Hope on to this opportunity with your group and dye your hair. After a couple of shots of course. You might wake up and regret it, or love it!

Self-care

Aside from bad decisions, sleepovers are also the best time for self care. Take long baths, do a skin care routine and paint your nails. Pamper yourselves while listening to chill music for the vibes. Go the extra mile and light up some candles!

10 Best Face Masks on Amazon 2021 - Best Face Masks for Smooth Skin
source: Good housekeeping

Movie night

A great way to ensure a successful sleepover is picking a nice movie for the night. My favorite sleepover movie has to be ‘Girls Trip’ starring Tiffany Haddish. Its a movie about friendship that will have you rolling in laughter. Pick any other movie that will be suitable for the night. It could be horror, comedy, romance and any other genre that will do the trick.

Card and board games

Card and board games give room for healthy competitions and overall fun. They will leave you playing 20 games in a row just to help everyone become a winner. Truth or dare cards also allows you to ask that one think you wanted to know about your friends or just dare them to do the unthinkable. You will definitely enjoy putting them in tight spots with these.

Try a new skill

This is a great way to come up with something together. Try new recipes, have a karaoke moment, make DIYs, braid each other’s hair and basically any new craft you’ve always wanted to try out. Who knows, you might find your talent in these!

Scavenger hunt

It’s not a sleepover without games that keep you on toes to shoo away any feeling of sleep. Scavenger hunts are a fun way to have you running around the house in such of hidden items. You can make it more fun and engaging by declaring that the winner keeps the item.

Make snacks

Keep your mouths chewing throughout the night with homemade snacks. There are some stories that come with being in the kitchen. Make good use of this time to catch up on your lives. New boos, work struggles and all the juicy tea.

To sum up..

Once you are done with one activity, start another one to keep them coming. Make sure to have the most fun and bond over each step.

Continue Reading

Adulting101

Quarter life crisis. Going through the most?

Welcome to the quarter life crisis. I’d love to laugh at the thought of thinking we’d have our whole life figured out by now but that wouldn’t be kind. Even to me.

Published

on

Quarter life crisis is similar to mid-life, but now in your 20’s. It is easy to believe that people in this age bracket are not having it tough with the little responsibilities on their desks and time to pick themselves up from failed ventures. The more time and little responsibilities are true but it is also a period they figure out the path they want to take in life. One of the hardest stages of our existence.

You don’t want to mess up and you also don’t want to be doing something you will regret all your life. The pressure of finding a life partner also begins to creep in at this age, making you wish you could rewind time a bit and become a child again.

Welcome to the quarter life crisis. I’d love to laugh at the thought of thinking we’d have our whole life figured out by now but that wouldn’t be kind. Even to me. It is a tough one no lie, but you can brush through it with these few tips I gathered while trying to deal with my own crisis.

Understand that everyone is on their own path

The pressure in this age bracket is unmeasurable. Your peers will start companies, start families, land amazing jobs and basically anything that would just be fantasies to you at that moment. You are human, of course you will feel the pressure. The trick is knowing and understanding that we are on different paths. You will land your job, start your company, and have a family at your own pace.

Surround yourself with people who are doing it

The people you have around during your quarter life crisis will determine if you actually manage it or transition into midlife crisis. You will come to a realization that you are not going through it alone when you interact with others. Surround yourself with people making the moves you only wish on. This helps you learn what they did differently to be where they are. They are the ones who will have you up and informed on new gaps you could venture in.

Self care is key

Do not forget yourself. Once in a while take a step back and recharge from the endless future plans and worries. This helps in your overall mental health. You are still young and will never get these years back. Go out with your friends, sleep in, pamper yourself, and basically anything that will feed into your mental, physical and spiritual well-being.

Image courtesy: Pexels

Have a role model

Have someone to look up to for motivation. Find successful people in your field of interest whom you can draw lessons from. Find mentors to give you step by step guidelines on how you can maneuver through this phase.

Man Youth Mentors_optimized - Goodwill Industries of the Valleys
Image courtesy: Goodwill Industries of the Valley

It can’t all happen in a day

Give yourself time. Set achievable goals that won’t leave you with a burnout trying to reach them. Rest, recharge and get back to it with a fresh mind. Once you understand that everything cannot happen all at once, then your quarter life crisis will be less of a crisis and more of a phase.

Continue Reading

Adulting101

Dating the modern woman

The debate on the position of a woman is one that will never end conclusively. However, we ought to agree that the modern woman is different from what we might have been exposed to previously.

Published

on

By

This is a woman that has broken glass ceiling after glass ceiling and is still willing to break more in her line of interest. Therefore, as a man, how do you manage to relate with a woman who conveys the characteristics below?

Outspoken

The modern woman has been taught to express herself. She wears her heart on her sleeve! Therefore in times of disagreement, she is likely to give you a piece of her mind. This trait she uses positively most of the time, to establish and sustain connections. A man that wishes to associate with such a woman should equal her prowess.

Relentlessly ambitious

A woman who knows what she wants and goes for it can be intimidating to a mediocre man. This is a woman that will set her mind on something and figure out how to achieve it swiftly. Whether home-making duties or career life, the decision lies with her.

Emotional connection

Unlike the popular opinion that the woman’s duty is to bear children for her man, the truth of the matter is that she wants to be with a partner she can connect with emotionally. Emotional connection is a priority to the point, any abuse of contract will lead to a discontinued relationship. Thus, when you decide to engage such a woman, you should be capable of an emotional connection yourself.

Self-awareness

The modern woman has been to school as mention earlier, she has also conducted activities that have enlightened her path. She knows what works for her and what does not. She explores the world for inspiration.

Decisive and informed

This is a woman that can budget, and allocate funds accordingly. She makes an informed decision with the hope of directing her steps to victory. Such a woman, would not take kindly the thoughts of intentional derailment, instead, a partner that comes beside her should be willing to support her goal. This includes her willingness and unwillingness to have children. Such a partner should be very secure in themselves to the point of not being threatened by a woman’s ability to make decisions concerning her life. So many good dreams have been killed by insecure partners, you should strive to be different bro!

Continue Reading

Trending

Copyright © 2021 Vibeyetu. A product of Stellan Consult Limited, Publishers of Parents Magazine.